Leave Nothing
Locked Forever
We back up your files, logins and important accounts, keep them encrypted on your own server and at a second offsite location, and make sure the people you choose can actually reach them when it matters most.
Four ways a digital life gets lost
Almost every locked out estate we are called in on comes down to one of these four problems. None of them are exotic, and all of them are preventable.
Locked forever
Everything you own digitally dies with your password. Without a list and a release plan, the accounts your family needs most are simply sealed, permanently.
Everything in one place
One person, one code, one drawer. If that person is you, or the paper gets lost, or you simply forget which drawer, the whole estate goes with it.
Quietly deleted
Inactive accounts get frozen, domains expire, storage is wiped. Platforms close on their own schedule, never on your family's.
Waiting on paperwork
Without legal authority in place, heirs are locked out for months while the courts catch up, and accounts keep expiring in the meantime.
Every layer between your files and a locked door
A list of passwords is not a plan. What sits behind it, how the files are backed up, how the access is split, and whether anyone has practiced it, decides whether your estate is settled in weeks or argued about for years.
You cannot pass on what you never wrote down. Every account, file, wallet, domain, policy and document gets an owner, a value and a named person. The list is re-checked every three months.
Your files, logins and documents are encrypted on a private server on-site, with a second encrypted copy at an offsite location. If one is lost, the other is safe. Managed if you want us to look after it.
The code that opens your storage is split into parts. Each person you choose gets one part. Any three together can open it, but one or two alone cannot. Every successor also gets their own sealed copy of their share of the files.
Once a year your family walks through the plan with you: where each code part is, what the guide says, who to call. Whatever does not work gets fixed while you are still here to fix it.
We manage it for you, or your family holds the keys
Some people want the whole plan looked after and never have to think about it again. Others want the code parts in the hands of the people they love. Both work, and you can move between them.
You live your life, we handle the rest
The whole plan looked after by us: the list kept up to date, the backups running, the code parts distributed and the check-ins watched. You get the protection without the admin.
- ✓We keep the list, the backups and the code part map up to date as life changes
- ✓Check-ins watched, reminders sent and the release coordinated by a person
- ✓Yearly walkthrough organised, results written up and any gaps closed
- ✓Your family makes one call and gets a clear, already-practiced path
Your family holds the parts, we hold the map
The same setup, but the code parts live with the people you choose and the master credentials never leave your control. We design it, write it down, walk everyone through it and stay on call.
- ✓Code parts held by family members and trusted people, never by one custodian
- ✓Master credentials and storage keys stay entirely in your control
- ✓Option to run the storage on your own private server at home or in a rack you own
- ✓Everything documented, so your family is never tied to one supplier
Not sure which fits? · We walk through both in the audit · You decide · We build
What changes when your legacy is actually planned
Most people are not careless. They have simply built up years of accounts, wallets and subscriptions, with the only copy of the key in their head.
One key, one head, one locked drawer
Accounts built up over years, assets nobody has written down, a code on paper somewhere in the house, and no legal permission for anyone to act on any of it.
- ✕Nobody knows the full list, so half the estate is never even claimed
- ✕One copy of the access code, in one place, held by one person
- ✕No legal permission, so probate takes a year before anyone can act
- ✕Accounts freeze, domains expire and platforms wipe data on their own schedule
Listed, backed up, split and walked through
Every item written down, two encrypted copies kept, the access split so no single loss can take it, the paperwork ready, and the people who need it walked through the plan before they ever have to use it.
- ✓Every item documented, valued and matched to a named successor
- ✓Two encrypted copies kept, on-site and offsite, plus a copy at each successor
- ✓Any three of five code parts can open the storage, so no single loss hurts
- ✓Yearly practice means your family has already done it once, calmly
The numbers your legacy audit ships with
Every engagement ends with a written list, a code part map and a walkthrough report. These are the numbers a properly planned estate produces.
Accounts, wallets, domains, policies, subscriptions and documents, each with an owner, a value and a named person. The list most families have never once seen in full.
No single person, device, drawer or location can lose the estate. Every critical path needs at least three independent holders to complete.
From a verified release to a successor holding working access and a step-by-step guide. The unplanned equivalent is measured in probate terms, not hours.
Every successor has walked the plan, found the code parts, read the guide and knows exactly who to call. Anything that fails gets fixed before it ever matters.
A plan that survives real life, not just good intentions
Legacy plans fail for human reasons. Nobody wanted to think about it, the paperwork was in one place, the heir was never told. Everything here is designed to survive those.
The items nobody remembers are the ones that vanish
The audit starts with everything: accounts, wallets, domains, storage, subscriptions, insurance, memberships, devices, and the ones you have not logged into for six years. Each gets an owner, a value and a successor. You get a written list you can check against a year later, not a vague belief that it is all in the password manager.
The access exists, but never in one place
Your access code is split into parts and handed to people who do not share a house, a workplace or a bank. Any three can open the storage together, and any two alone hold nothing usable. Losing one is an inconvenience, not a disaster.
They already know what to do
A one-page guide, a practice run behind them, and a named person to call on day one. Nobody has to work it out while grieving.
Self-custody that can actually be inherited
Seed phrases stored offline and split into parts, more keys needed on the bigger holdings, and a written procedure your heirs can follow and have already practised.
Your life changes, the plan has to change with it
New business, new property, new wallet, a marriage, a separation, a falling out. The list, the code part holders and the guide are reviewed on a schedule and adjusted as your circumstances move. Anything that matters can be re-keyed or re-assigned without rebuilding the whole structure, and everything is documented so you are never dependent on one person.
When the company depends on one login
Domain, cloud, payment processor, source control, admin accounts. A small business can be paralysed by a single lost credential, so ownership and handover are documented before they are needed.
Tools chosen for the long term, not for a feature list
A legacy plan has to outlive the tools used to build it. Everything here is chosen because it can be maintained, handed over or replaced without losing the estate.
Encrypted storage
Files, logins and documents in one protected store, kept encrypted on a private server on-site and on a second copy offsite. Nothing in the clear, ever.
Split access codes
The code that opens the storage is broken into parts and given to separate people. Three together open it, one or two alone hold nothing usable.
Auto release schedule
A check-in schedule you choose, quiet reminders if you miss one, a defined grace period and a verified handover. No accidental access, no permanent lock.
Legal & paperwork
Wills, executors, powers of attorney and letters of instruction lined up with the storage setup, so permission and access arrive together.
Pick the level of cover that fits your estate
The tiers below are examples. Within each one, the list, the code parts and the practice runs are adapted to what you actually own, who depends on you and how exposed you are. Managed or family-held on every tier.
Foundation
The essentials done properly. Your accounts and key items listed, backed up and released to one or two named people when the time comes.
- ListAccounts + key items
- StorageEncrypted, on-site + offsite
- ReleaseNamed successor auto release
- ReviewYearly
Complete
The full legacy programme. Split code parts, paperwork lined up, crypto covered and a yearly walkthrough with the people who will actually use it.
- Split access3 of 5 separate holders
- LegalWill + executor aligned
- CryptoOffline seeds split keys
- PracticeYearly with family
Dynasty
For substantial holdings, business interests and blended families. Separate structures, code parts spread further and quarterly review with your legal team.
- StructureSeparate for each holding
- Split accessWider spread holders
- HandoverBusiness continuity
- ReviewEvery 3 months with counsel
Examples only · Every programme is adapted · Managed or family-held on every tier
From the first list to a practiced handover
A calm, evidence-first process. We list, we back up, we split and then we practice it with the people who will one day need it.
List and value
We map every account, wallet, domain, policy, file and device, then value what can be valued and name who should receive each one. Nothing is changed until the picture is complete.
Back up and split
Storage is set up encrypted on-site and offsite, and the access code is split into parts that go to separate people. The whole thing is lined up with your will and executor.
Seal and schedule
Access is sealed behind strong protection, the check-in schedule is set, the grace period is defined and the release path is written down and tested before it is relied on.
Practice and hand over
Your family walks the plan, finds the code parts, reads the guide and practises the first few days. Anything that fails is fixed, and you get the report in writing.
The wallet nobody could open
This is the most common story we see. No villain, no dramatic hack, just a person who meant to write it down and never did.
Fourteen months of probate, and one code nobody could find
The first sign was a bank letter that could not be answered. By then the email account was out of reach because the code was on a phone that had been returned, the domain had expired and been resold, and the self-custodied assets had become numbers on a screen that nobody could ever move. None of it required a hacker. It required one person who meant to write it down and never did.
- No list existed. The family knew about the business, the house and the bank. They did not know about two wallets, four domains, nine subscriptions and a pension from a former employer.
- One code, one head. The only copy of the access words had never been written down, and the only person who knew them was gone.
- The code-on-phone trap. Every important account used an app on a single phone, which was wiped and returned within days.
- Legal permission arrived too late. Probate took over a year, and by the time the executor had authority, three accounts had already been closed by the platforms.
- No one had been told anything. The two people named in the will had never seen a list, never met the solicitor, and had no idea what to do first.
The fix was not dramatic. A full list, secure storage on-site and offsite, the access code split so that any three of five people can open it together, a documented release schedule, the paperwork lined up with the executor, and one practice run so everyone had already done it once. Same family, same assets, completely different outcome.
If it is not written down, it does not exist
An item nobody can find is not an inheritance, it is a rumour. The list is the foundation of everything else.
Never one holder, never one place
Splitting the code turns the loss of one part into an inconvenience instead of the loss of everything.
Access and permission must arrive together
Technical access without legal permission just creates a longer queue. Both paths have to be ready at the same time.
A plan nobody has practised is a guess
The yearly walkthrough is what turns a document into something your family can actually carry out on the worst day of their lives.
We spent more than a year proving we were allowed to open our own family's accounts. That year would have been three days with a plan.
Estate executorTwo of us hold code parts. Neither of us can open anything alone. That is exactly the point.
Family-held tierThe practice run felt odd until we realised it was the only reason any of us knew what to do.
Named successorBefore we start an audit
The things people usually ask us before the first conversation.
Isn't this just a password manager with extra steps?
A password manager answers one question: how do I log in? A legacy plan answers three: what do I own, who is allowed to have it, and how do they actually get it when I am not here to help. It includes a vault, but also a list, a way of splitting access, a release schedule, the legal paperwork lined up, a written guide and a yearly practice run. The vault is the smallest part of it.
How do you stop the wrong person getting in?
Three independent things. The access code is split so that no single person can use it alone. The release is time-based behind a check-in schedule and a waiting period, so access cannot just open silently. And legal permission is documented separately, so whoever acts must be able to show they are entitled to. Fraud requires beating all three, which is a very different job to guessing a password.
What happens if I change my mind about an heir?
The people who hold code parts and the named successors can be changed at any review, and the structure is built for it. Removing someone means re-issuing the parts they held and re-running the split, which is a scheduled piece of work rather than a rebuild. The one thing we always recommend is telling people quickly, because an outdated expectation is worse than an uncomfortable conversation.
Do you ever hold my keys or my seed phrases?
No. We can look after the structure, the schedule and the documentation without ever holding something usable on its own. In the family-held setup the parts sit with the people you choose and the master credentials never leave your control. In the managed setup we coordinate the release, but the parts are still held by separate people and no single one of them is enough.
What about crypto specifically?
Self-custodied assets are the hardest thing to inherit, because there is no support desk and no reset. We store seed phrases offline, split them into parts, require more keys for the bigger holdings, and write a plain procedure for moving assets to an exchange or a new wallet. Every recovery path is tested on a small amount first, because a procedure that has never been run is not a procedure.
My family isn't technical. Will any of this work for them?
That is exactly who it is designed for. The guide is written in plain English, the first few days are broken down into numbered steps, and the technical parts are either handled by us or spelled out so clearly that anyone can follow them. The yearly walkthrough exists precisely so nobody is reading the instructions for the first time under pressure.
Is any of this legally binding?
The technical setup is not a will and does not replace one. What we do is line it up with your existing will, executor and any power of attorney, and document who is allowed to act, on what and from when, so that your solicitor can see and confirm the whole picture. Where a country or state requires a specific form, we work with your legal counsel rather than around them.
Can you guarantee nothing will ever get lost?
No, and neither can anyone else. Nobody can see everything, and nothing is one hundred percent certain. What we can do is take the biggest and most common risks off the table: the file that only exists on one laptop, the code that only lives in one head, the account nobody knew about, the domain that quietly expired, the legal permission that arrived too late. That covers the vast majority of what actually goes wrong.
Make sure it is not locked forever
From the first list to a practiced handover, Davidsons IT Agency maps, backs up, splits and practices your digital legacy. Every item recorded, two encrypted copies kept, access split so no single loss can take it, and the people who need it already briefed. Managed or family-held, your choice.
Request a Legacy Security Audit